Motors and mass : ebikes make crashing more expensive

 With ebikes rapidly becoming the vehicle of choice for workers who can't afford a car, these heavier, faster bikes attract riders who still think of them as just bikes: simple, unbounded by many rules, and relatively cheap. The bikes cost more up front, but the purchase price and the price of electricity are the big expenses. This isn't true, especially if you need someone else to work on it for you, but it's a popular perception of bikes in general.

Ebike riders ride them like they ride any bike. Some riders are more vehicular about it than others. Interacting with traffic, some ride at the edge of the lane. Some try to ride on the sidewalk when they can get away with it. Some take the lane and operate like a motorist.

The riders who stay to the right (in the US) expose themselves to the dangers of the Death Slot, stuck against the curb, the ditch, or a line of parked cars. On a pedal bike it's bad enough, but on an ebike the danger is magnified by the mass and speed of the bike.

A rider dragged the carcass of their massive ebike to us last week after a crash that destroyed the front wheel, damaged the fork, and dislodged the left crank arm. The bike has two-wheel drive: hub motors in both wheels. It has fat, 26-inch tires. It's from a company with a strange name written in a nearly undecipherable font.

We heard from the motorist who hit the bike, who described the accident in a way that minimized the motorist's responsibility. We heard from the rider, who described the accident as a pretty typical right hook by the driver. The motorist said that they would pay for repairs "out of the goodness of their heart, even though the accident wasn't our fault." I didn't say what I was thinking right then, but I did not believe that they were blameless. However, the rider made a serious error at the time: They did not file a formal accident report. The rider and the driver just came to an oral agreement at the scene, when neither of them knew the full extent of the damage and potential costs.

Because so many little companies have jumped into the ebike market, there are dozens of brands with weird names, pumping out superficially similar products with sketchy customer support. Customer support is pretty shabby even from major brands in the bike industry. It's even worse from cheap ebike brands.

That ought to true right out, don't you think?

In addition to the obviously ruined rim, the brake tabs on the fork leg are bent, and so is the brake rotor. The more I looked at the bike, the more things I found. Unfortunately, I can't be sure how much is crash damage and what was simply poor quality control at the cheap ebike factory. For instance, the rear wheel seems to sit closer to the chainstays on the impact side, indicating that the frame got bent as well as the wheel and fork, but I never saw the bike before the crash. The wheel could have been that way to start.

The bike weighs about 80 pounds, so I can't exactly sling it around. With the front wheel smashed like that, I can't wheel it around, either.

As the potential cost of repairs mounted, it fell short of the supposed $900 price of the new bike, but still looked to surpass $400, maybe even $500, with shipping and labor. The driver will likely balk at that amount unless they're either super benevolent or secretly acknowledge that they're at fault. We as a shop don't want to take it on, because we've already gone through a couple of long, expensive slogs this season. Barely breaking even is a bad business model. I feel really bad, because the rider is a worker once again getting screwed by someone else's carelessness, but they did contribute some negligence by riding in the Death Slot. I recall my chess match with an insurance adjuster when I had a serious encounter with a motor vehicle years ago. We negotiated a settlement because I needed money and was willing to barter a little, but I only had the leverage I did because police came and everyone filed a formal report. I had 'em by the insurance, and by the officer's report that the occupants of the car were fundamentally at fault.

As I researched repair options, I also found companies that offer bike insurance, particularly ebike insurance. This rider got a lot of bike for their $900, but this accident may have wiped it all out. They have no safety net. If they can't get the bike fixed for an amount that the motorists will cover, they lost their shot to apply legal leverage because they didn't get a police report to create an official narrative. They're left with a pile of scrap metal that a single human can barely drag around.

So: if you have an ebike, especially if you use it for transportation, insure it. Otherwise, be prepared to lose everything, because drivers will always have the better story. If you ride any kind of bike in traffic, obey the rules as much as possible, so that you have a solid basis if you do get hit. Avoid the Death Slot. I ride to the far right a lot on stretches where I get along better if I let traffic flow past me, but in town I stay out of it. Especially with a powerful ebike, get out there and claim space. Otherwise, crap like this happens.

If you have an insurance company, you have a corporate entity with accountants and lawyers who will be looking for ways to take that money out of your antagonist. Granted, they'll take it out of you as well, if they have to. But at least you have a contract with someone who is supposedly on your side. Your ebike is much more of a vehicle than a pedal bike, even if it costs far less than a top of the line pedal bike. With power comes responsibility and expense.