Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts

Monday, February 12, 2018

The metaphorically dead, the nearly dead, and the actually dead

The crappy snow conditions have killed most of the shop's income. The days are "dead" in the sense that hours can pass between customers and mere lookers popping in. Thus, financially, the business itself is on that crumbling edge so sadly familiar to brick and mortar retail in general, and small retail in particular.

With plenty of time on my hands, when the boss said he wanted some piled-up repair records filed away, I decided to revamp the filing system completely.

Back in the 1990s, we started keeping detailed records of all the work we did, because the mountain bike boom was exposing us to lots of warranty claims and attempts to get something for nothing. A customer would come in saying, "You just worked on my bike and then (insert catastrophe here) happened." Because of the huge repair volume in general, and the fact that we had as many as five people doing mechanical work during peak periods, we might remember someone's face, but not the details of our previous service to them. Even if we did remember, a written record is much more convincing in the quasi-courtroom atmosphere that often developed just outside the workshop doorway.

"You just worked on my bike and then my shifting went out!"

"Yes, well, according to our records here, we fixed a flat tire for you, and you specifically told us to do nothing else."

"Oh. Can you fix my gears?"

"Absolutely!"

These documents pile up. We cull them every ten years or so, saving only the most interesting. For instance, back in the mid 1990s, we did some work for Roff Smith before his tour around Australia in 1996. His parents lived in Tamworth, NH, at the time, so we got to see him both before and after that epic journey. And I like to keep the records from any interesting bike I build.

Typically, we would file the records alphabetically, but boxed together in one- or two-year groupings. This can be a pain in the ass when a customer has a question about prior work -- reproducing componentry spec on a bike no longer with us, for instance, or checking on the full history of a subsystem -- because none of us might remember for sure when the work took place. For years I had wanted to file alphabetically only, with each customer's records chronologically arranged within their section.

I've made it to the letter P in just over a week.

After 28 years in the same shop, I see pieces of life stories, and even know how some of them have ended. Several have fallen to the terrifying, implacable scourge of cancer, which Americans face alone, battling not only the disease, but also the profit-driven corporations that control both treatment and access to treatment. And the names include two murdered women, written in their own handwriting, in each case a year or less from the date of those still-unsolved murders. Both were divorced. One was shot execution-style on Halloween, in 2010, in the home she had recently purchased in another town. The other was brutally butchered with a knife on Mothers Day, 2009. As usual with violence against women, the problem is not too few suspects, but too many.

I try to remember their faces, bits of conversation we might have had. No one deserves to die that way. The rage and contempt indicate murderers who felt entitled. There have been no remorseful suicides in the suspect pool. As far as we can tell, the killers are happily getting away with it.

The living go on living. Those of us inclined to fix things try to keep things running. The forces of destruction oppose us. The record will be alphabetized until someone knocks over the boxes.

Sunday, July 20, 2014

Guess I'm off the bike for a few days

An itchy patch of skin on my left ankle on Thursday grew into a pink swelling on Friday. Yesterday things really got interesting.

I rode to work as usual yesterday morning. My ankle was a little sore to walk on, but warmed up to riding. I pulled an average of 17 mph for the 14.3 miles of my normal route inbound.

When I got to work I felt lightheaded and headachy with a bit of neck stiffness thrown in for added interest. My ankle hurt and I felt what seemed like a lymph node up my thigh. Of course this happens as a weekend begins. If I couldn't hold out until Monday to try to get in with my regular doctor,  I would have to go to the emergency room. Ka-ching! Health care in America is already ka-chingy enough without going to the ER.

By late in the day I knew I would be a fool to delay treatment. No point losing a foot just to avoid a crippling medical bill.
Here's how it looks after one IV bag of antibiotics and two horse pills of additional antibiotics.

The cellist and I spent five hours in the ER getting the blood work, X rays and, eventually, treatment. I had been increasingly tired all day, so I napped during the long waits. I had a fever of 103. Hey! I'm hot blooded, check it and see! Yeah, and I'm old enough to have heard that song when it was new. In the musical vein, as it were, I have to go back for more intravenous meds, so There's a Hole in Daddy's Arm Where All the Money Goes:


The doctor said she identified it as MRSA. At least she didn't say flesh - eating bacteria. Losing a foot sounds like an expensive nuisance. I would want at least a slotted bike cleat prosthesis as well as an everyday foot.  Fortunately I don't appear to have to deal with that from this. 

Watching the nurse get the IV started, I laughed,  thinking about how I had started my day chasing air bubbles out of an injected fluid. Big G and I finally managed a good bleed on Mr. X's Stromer. George had to mind the syringe and coupling at the master cylinder while I put fluid in from the caliper end. Wow, that system hides a lot of air. 

Stromer did admit they have a problem with those calipers. They sent a couple for the affected bikes in the last shipment received by Mr. X and The Chairman. Oh yeah, and six more are on their way. But these are step-through models that have only exhibited electrical problems, not brake problems. Gee, and more often than not they actually work right out of the box. I can always hope. 

The cellist has forbidden me to ride for a week. I'm going to hate driving to work, but I need the money. Good timing to face the bulk of my recovery on days I'm normally off anyway. Apparently there's a good chance we don't have health insurance anymore. The cellist's school contract ran into August,  but she recalls getting a notice that the insurance ended on June 30th. You can't blame shenanigans like that on a fairly recent and highly flawed government program.  Termination of coverage is a time honored insurance company move. Hell, you don't make a profit by paying out money. 

Thursday, November 08, 2012

I'd rather be drawing (or writing)

Steve A's pensive post on DFW Point to Point this morning got me thinking about all that goes into running a civilized country with a citizen-involved government. Not that it's hard to get me going in that direction. It's been my preoccupation for my entire adult life.

When I'm not a surly bike mechanic and sport shop grunt I draw cartoons. Whatever hopes I had for a livelihood in that realm have largely faded, but many influential creators have lived in relative poverty and obscurity. If you want something drawn or written, you have to sit down and do it. All the rest of the crap, the day job, the chores, are just what you do to clear the path to the desk and buy some time to sit at it.

The bike business lets me work in an area where any gains are good. If everyone rode a bike the world would simply be a better place. That's not to say the bike industry is the best judge of what will promote all the best aspects of the activity. Far from it. But someone has to interpret the crap for customers and help them keep their machines in good working order. I don't mind putting in some time there.

So...social issues.
There's no shortage of them.
He's not getting any better. Should we put on another leech?


I'm sorry, but due to the state of the economy I'm going to have to let you go.
 
And so on.

I post them at The Back of Class. It may go weeks or months without an update. Then I might have a good few days and dump a bunch in all at once.